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When it comes to money, the truth is simple: the advice that works rarely looks impressive - but it’s built to last.

Great financial planning isn’t a one-off event - it’s a steady rhythm of small adjustments that move with how you live, change and grow.

Marwa brings years of experience in news and video production for major broadcasters both in the UK and abroad. She joined Town Close to oversee the website and lead on all things technical.

The Chancellor’s latest Budget delivered plenty of headlines but very little substance. Most of what we have so far is noise.

Sometimes the smartest investors aren’t the ones who know - they’re the ones who admit they don’t.

Forget home runs. The real game-changer was data - and a refusal to follow the crowd.

Feeling unsettled by markets, cash or Budget rumours? Here’s a grounded take on what really matters - and why now is not the moment for big, emotional moves.

Financial planning isn’t about being world-class in one thing - it’s about being strong enough across everything that matters.

AI can write, calculate and optimise, but it can’t replace the warmth of being seen and understood. The future belongs to the teams that remember that.

Most money struggles aren’t about numbers - they’re about mindset, and lasting change starts by rethinking the stories we tell ourselves about money.

Suzan's true passion is supporting others to unlock their potential and see themselves as the complete, unbreakable beings that they are.

The real measure of planning is how secure it makes you feel, not how many charts it shows.

Parliament isn’t broken. It’s working exactly as designed. The question is - what replaces it?

The best advice doesn’t start with easy answers – it starts with braver questions.

You don’t need more information - you need a conversation that makes sense to you.

Real value in financial planning isn’t found by following templates – it’s found by thinking upstream and shaping solutions beyond the rules.

The government’s fiscal rules have changed more often than eyes can roll - eleven times in eighteen years.

Why financial planning should stop speaking Latin.

Confidence in financial decisions doesn’t come from pressure – it comes from how choices are framed.

Martine, Head of Operations , ensures processes run smoothly, clients are well supported and the team has what they need to thrive.

The Investment Committee met this week. Click here to read the notes and outcomes of the meeting.

A book on creative thinking made us reflect on how fresh ideas can change the way financial planning works.

Financial planning’s biggest risk isn’t the obstacles you see - it’s the invisible doors you never open.

True fulfilment comes from doing less, but with greater depth, focus and meaning.

At Town Close, we help unlock hidden potential through growth, clarity and collaboration.

The threat isn’t AI, it’s using it badly.

True wealth goes beyond numbers – it’s found in the trust, care and small gestures that make money human.

In a world of constant financial noise, the real skill is knowing which voices to trust – and which to ignore.

From bereavement to generational transitions, Jeremy and Suzan walk us through how they meet clients at life’s most pivotal moments and help them navigate not just their money, but their meaning.

With over 30 years in financial services and ranked among the UK’s top 1% advisers by qualification, Jeremy brings unmatched expertise and leadership to the team.

At Town Close, ‘good’ means trust, ownership and compassion - creating a team culture that delivers a more human, resilient client experience.

At Town Close, trust comes from everyday honesty, reliability, and empathy – because behind every portfolio is a person.

Culture isn’t perks or posters. It’s how we behave when no one’s watching. If we want to build trust with clients, it has to start with how we show up with each other - honestly, imperfectly, and on purpose.

Sometimes the best way to support someone isn’t to fix - just to truly listen.

Seeing investment risk clearly means starting with you - your life stage, your mindset and what really matters to you.

People talk about pensions, returns, inflation. What they’re really asking for is peace of mind. The real answers often don’t come until the third or fourth “why.” That’s when the transformation begins.

Pension inheritance rules are changing in 2027, potentially triggering a 40% tax. Now is the time to start planning.

At Town Close, we start with what matters most: your values, emotions and dreams – then build the financial logic to support them.

When the headlines turned bleak in April, some panicked. But most stayed the course - and have been rewarded.

Sceptical questions build stronger plans; that’s where good planning begins.

Known for her kind heart, great taste in food (Asian cuisine, please!), and dream of joining Race Around the World, Louise is a daily reminder that kindness and conversation go a long way.

Wealth isn’t a number – it’s the freedom to live life on your terms.

One hat, one promise, many small moments that build real culture.

AI is here, but people-first financial planning is still the real revolution.

Why ‘good enough’ financial advice is the most expensive mistake you’ll never see coming.

Numbers matter - but not more than your story.

Retirement isn’t an ending - it’s a recalibration of how you live, love and spend your time.

With exams behind them and results ahead, now’s the moment to pause, connect, and build confidence—starting with a simple money conversation.

Meet Sarah! From HR and compliance to client support, she’s the operations powerhouse keeping everything running smoothly at Town Close.

Meet Emma! From compliance to content to unexpected projects, she’s the calm in the operational storm here at Town Close.

Like Ali, true greatness isn't in the titles you win - it's in how you live.

The investment committee met this week. Click here to read the notes and outcomes of the meeting.

The way you log in to the Town Close app will soon be improving with a simpler, better and faster login experience.

“It’s just the way I am” can be a costly mindset when it comes to your finances.

Talent opens doors, but character keeps them open and defines lasting success.

What's your investing myth? The right one could save your financial future.

According to Jeremy, wealth isn’t about more money - it’s about time, presence and the freedom to focus on what truly matters.

Financial planning isn’t about forms - it’s about the conversations that shape your life and the clarity to move forward with confidence.

A GCSE joke answer highlights a key truth: good financial planning means clear, human judgment when certainty falls short.

Panicked investment decisions can be costly - sticking to a sound financial plan with discipline often leads to better long-term outcomes.

Feed your mind or risk the fall - growth is the key to staying sharp.

Stay the course - sticking to a strong financial plan beats the risks of impulsive detours.

You will have seen Alan on our webinars and met him at events but who is our Head of Stuff and what does he actually do at Town Close? From Jaws to hash browns, find out more about Alan here.

We all have goals—but without the right support structure, they remain out of reach. In this musing, we explore why your existing "scaffolding" might be holding you back, and why in life (and financial planning), it's not just about building wealth—it's about building it on the right foundations.

There's been a fair amount of market volatility since Trump first announced his tariffs so join Jeremy in conversation with Steve Williams from Cormorant Capital Strategies discussing this in our latest Market Update

In uncertain markets, confidence can be a liability. Drawing inspiration from Howard Marks’ latest memo, this blog post explores why trying to predict the future is often more harmful than helpful—and what smart investors should do instead.

Important changes coming to how we manage your investments. Jeremy and Paul answer your questions and break it down with no jargon, just honest answers. Click to watch the 10-minute Q&A.

The power of dissent: why agreement isn’t always best.

Serving, not selling. Real success comes from listening, reflecting, and putting others first.

Don't let your pension disappear...reach out if you need help understanding your pension statement.

True success isn’t just about wealth - it’s about leading a meaningful life and ending it with dignity.

Feeling rattled by the recent headlines and market changes? You’re not alone. In this blog, our financial wellbeing expert Suzan explores how to stay grounded and trust your long-term plan, even when the world feels uncertain.

At TCFP it's not just about the numbers, it's about the people

What kind of airline do we want to be?

Dan doesn't often write blogs, but when he does, it's worth a read!

With headlines screaming crisis and chaos, it’s easy to lose your nerve. But beneath the noise, the data tells a different story. In this video Jeremy and Paul explore why long-term strategy matters more than media panic and how to keep your cool when the market gets loud.

How can we help clients with their blurred vision? Read here.

Get to know the Town Close Team! We often hear from our clients that they want to know more about all the people that make the Town Close machine keep whirring so please meet one of our IFAs, Zoe Sheady

The Investment Committee met this week for the first time in 2025. Click here to read the notes and outcomes of the meeting.

Get to know the Town Close team! Many of our clients have told us they’d love to know more about the people behind the scenes. First up, meet Louise Minns—our resident ‘Plate Spinner’—as she shares a little about her role, passions, and favourite foods!

Read part 5 of Jeremy's "10 good reasons for optimism" series

Read part 7 of Jeremy's "10 good reasons for optimism" series

Read part 4 of Jeremy's "10 good reasons for optimism" series

Read part 1 of Jeremy's "10 good reasons for optimism" series

Read part 2 of Jeremy's "10 good reasons for optimism" series

Read part 8 of Jeremy's "10 good reasons for optimism" series

Read part 3 of Jeremy's "10 good reasons for optimism" series

Are you achieving the financial outcomes that truly matter?

Why does Jeremy think we're all lucky in one way or the other?

Keep reading to see what Jeremy considers the missing lesson at school.

Delegating isn’t always easy, but it definitely has its benefits.

Sarah recently discovered what truly makes a company great to work for: support, friendship and compassion.

Read Jeremy's thoughts on leading in two different worlds...

Time isn't as endless as it seems....read more about "50 Summers" here.

Jeremy strongly believes that the best resource for great delivery is a human that cares. Read more here

Are we all aware that there is no “same as it always was”? Read more here.

"There's too much money" is not something we hear very often from clients....if ever! Read more here.

Here at Town Close, we're here for you and happy to help...

Our plan management fee covers clients for “anything and everything” that might be needed throughout the year. Read more here.

Read here for Jeremy's take on why it is so important to understand that all humans are different and have different needs in order to thrive.