After all the wailing and gnashing and hyperbole very little happened in the budget.
Tax free cash (first mooted to be under threat in 1995) remains as it is, although it will be reviewed.
Similarly there are no changes to the pension contribution regime.
Capital Gains Tax will increase, not that this has much of a consequence for most TCFP clients.
And pension funds will be subject to IHT from 2027, with it not being clear if spousal exemptions will exist (as they do on everything else).
The increase in employer NI is the big tax hike in this budget. It makes sense to move one of the "big three" taxes if you need to raise money (as opposed to just punishing people) and so they have.
This will undoubtedly affect "working people" as all increases in employment costs do, either in the form of lesser pay increases or loss of jobs.
To suggest otherwise is, in my opinion, a bare-faced lie.
Politicians eh?
That's our immediate take on the budget - there was a lot of mouth, but very little in the way of trousers in the end.
The devil is in the detail of course and as that detail reveals itself we will be in touch with whatever actions we think you should take.
Right here, right now there's nothing to be done.