In a world that feels increasingly chaotic — with headlines dominated by political upheaval, economic speculation, and global conflict — it’s easy to feel overwhelmed when thinking about your investments. In this timely conversation, Paul and Jeremy met to cut through the noise and understand what’s really going on in the markets.
The World Feels Noisy — But the Data Tells a Different Story
The key thing for us is acknowledging the heightened sense of uncertainty — much of it fuelled by political figures like Donald Trump and amplified by media outlets chasing clicks. But while the news cycle may feel relentless, Jeremy emphasises that the actual financial data tells a far calmer story.
“We are well overdue a reset,” he says, referring to the markets’ unusual two-year stretch of uninterrupted growth. What we’re seeing now, he argues, is not a crash but a healthy correction — one that long-term investors are well positioned to navigate.
Rational Markets, Long-Term Thinking
One of the main things to take from the video is the idea that “money’s rational in the end.” While short-term speculation may cause jitters, long-term strategies rooted in real economic data — like interest rates, GDP, and unemployment — are far more reliable indicators of market direction.
Jeremy stresses the importance of a well-balanced portfolio and having a solid foundation of cash and bonds to weather short-term dips. “This isn’t a stock market rout,” he reassures, “and investors with well-structured portfolios shouldn’t feel the need to panic.”
Tactical Flexibility, Not Crystal Balls
Rather than predicting specific winners or sectors, Jeremy outlines a responsive, pragmatic approach to portfolio management. When markets dip, he and his team adjust allocations — selling appreciated assets like bonds and buying undervalued equities — maintaining an 80/20 equity-to-bond balance or shifting it strategically when needed.
“The cleverer you try to be, the more unknown risks you invite,” he cautions. In uncertain times, simplicity and flexibility often outperform complexity.
Preparing for the Unexpected
While 2024 brought relatively predictable geopolitical cycles, 2025 is more uncertain — with the potential for sudden events to disrupt markets. Jeremy urges clients not to chase headlines or gamble on outcomes, but instead focus on robust planning, flexibility, and consistency.
As he puts it: “If things get really bad, money doesn’t matter — growing vegetables and shooting straight does.”
Final Words: Stay Calm, Stay Informed
For anyone feeling overwhelmed by the state of the world, Jeremy’s message is clear: Relax. While the media may be loud, the fundamentals don’t point to crisis. Historically, downturns are normal and even healthy — provided you’re prepared.
And if you’re not sure? Get in touch. The key is not to navigate alone.